Help with Benefits | |
In this section, I hope you will find useful information on a range of benefits. Click on the links below each section for further information. Helpful telephone numbers are included on the ‘useful numbers’ webpage. Different benefits are grouped into the following subsections Pensioners Job related benefits Children and Young People Carers and Disabilities Miscellaneous
Pensioners Pension Credit If you are over 60, this guaranteed you a minimum income to: £130 if you are single and £198.45 if you have a partner. These amounts may be more if you are disabled, have caring responsibilities or certain housing costs, such as mortgage interest payments. For more information see http://www.direct.gov.uk/en/Pensionsandretirementplanning/PensionCredit/DG_10018692 Tax back You could get tax back on your savings if your income is less than: Under 65 £6,035 65-74 years £9,030 75+ £9,180 For more information see http://www.direct.gov.uk/en/campaigns/DG_182200 Winter Fuel Payment The Winter Fuel Payment is automatically given to those who are eligible, for over 60s this is £250 and over 80s £400. More information at http://www.direct.gov.uk/en/Pensionsandretirementplanning/Benefits/BenefitsInRetirement/DG_10018657 Job related benefits Child Tax Credits and Working Tax Credit The amount of tax credits you get depends on things like how many children you have living with you, whether you work - and how many hours you work, if you pay for childcare, if you or any child living with you has a disability, if you're aged 50 plus and are coming off benefits. Your payments also depend on your income. The lower your income, the more tax credit you can get If you work, but earn low wages, you may qualify for Working Tax Credit. The Tax Credit Office pay tax credits directly into your bank, building society, Post Office® or National Savings account if it accepts Direct Payment. See if you qualify: http://www.hmrc.gov.uk/taxcredits/start/who-qualifies/overview/quick-questionnaire.htm More information: http://www.direct.gov.uk/en/MoneyTaxAndBenefits/TaxCreditsandChildBenefit/TaxCredits/Gettingstarted/whoqualifies/DG_073802 Jobseekers Allowance Jobseeker’s Allowance is the main benefit for people of working age who are out of work or work less than 16 hours a week on average To get Jobseeker's Allowance you must be: available for and actively seeking work, between 18 and State Pension age. Note Jobseeker's Allowance isn't normally paid to 16 or 17 year olds. It can be worth up to £64.30 a week For more information: http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Employedorlookingforwork/DG_10018757 Employment Support Allowance Employment and Support Allowance replaces Incapacity Benefit and Income Support that is paid because of an illness or disability for new claimants from 27 October 2008. Employment and Support Allowance offers you personalised support and financial help, so that you can do appropriate work, if you are able to. More information: http://www.direct.gov.uk/en/DisabledPeople/FinancialSupport/esa/DG_171894 Income Support If you can't be available for full-time work and don't have enough money to live on, you may be able to get Income Support benefit. Whether you qualify or not and how much you get depends on your circumstances. More information: http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/On_a_low_income/DG_10018708 Children and Young People Child Benefit Child Benefit is a tax-free payment that you can claim for your child. It is usually paid every four weeks but in some cases can be paid weekly, and there are separate rates for each child You get £20.00 a week for your eldest child and £13.20 a week for each of your other children. More information: Education Maintenance Allowance Education Maintenance Allowance comes in weekly payments of which goes directly into your bank account. However, you will only get your money if you regularly attend and work hard on your course. If you're eligible the amount you receive is calculated by looking at your household income. Up to £20,817 per year = £30 a week £20,818 - £25,521 per year = £20 a week £25,522 - £30,810 per year = £10 a week more than £30,810 per year = no entitlement More information at http://www.direct.gov.uk/en/EducationAndLearning/14To19/MoneyToLearn/EMA/DG_066951 Student Finance There’s financial support from the government to help with the costs of higher education. All eligible students can get help with tuition fees and living costs through Student Loans. You’ll be able to take out two Student Loans per academic year:a Student Loan for Tuition Fees - to cover the cost of your tuition fees in full and Student Loan for Maintenance - to help with accommodation and other living costs (how much you get depends on your household income). There may also be bursaries from your university or college available which you should check with the institution. Extra help may be available if you have a disability or children. More information can be found at: You can use the Student Finance Calculator at http://www.studentfinance.direct.gov.uk/calculator/studentfinancecalculator/ Carers and Disabilities Disability Living Allowance Disability Living Allowance is a tax-free benefit for children and adults under 65 who need help with personal care or have walking difficulties because they are physically or mentally disabled. (if you are over 65 see Attendance Allowance). Disability Living Allowance has two parts called 'components': a care component - if you need help looking after yourself or supervision to keep you safe and a mobility component - if you can't walk or need help getting around. More information at http://www.direct.gov.uk/en/DisabledPeople/FinancialSupport/DisabilityLivingAllowance/DG_10011731 Attendance Allowance Attendance Allowance is a tax-free benefit for people aged 65 or over who need help with personal care because they are physically or mentally disabled. The amount you get depends on how much your disability affects you. There are two rates of Attendance Allowance. It is paid weekly at two rates, higher rate - £70.35 and lower rate £47.10 More information at http://www.direct.gov.uk/en/DisabledPeople/FinancialSupport/AttendanceAllowance/DG_10012425 Carer’s Allowance Carer's Allowance is a taxable benefit to help people who look after someone who is disabled. You may be able to get Carer's Allowance if you are aged 16 or over and spend at least 35 hours a week caring for a person who gets Disability Living Allowance or Attendance Allowance. More information can be found at: http://www.direct.gov.uk/en/CaringForSomeone/MoneyMatters/CarersAllowance/DG_10012522 Miscellaneous Cold Weather Payments This year you will get £25 when the average temperature where you live is recorded as, or forecast to be, zero degrees Celsius or below over seven consecutive days during the period from 1 November to 31 March. You may be eligible if you get Pension Credit or income-related Employment and Support Allowance with a support or work related activity component in the main phase. More information at http://www.direct.gov.uk/en/Pensionsandretirementplanning/Benefits/ConcessionsAndOtherHelp/DG_10018668 Council Tax Benefit You may get Council Tax Benefit if you pay Council Tax and your income and capital (savings and investments) are below a certain level. You may apply whether you rent or own your home, or live rent-free. If you're entitled to Income Support, income-based Jobseeker's Allowance or the 'guarantee credit' of Pension Credit you could get maximum help with your Council Tax.
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